Here are the rules!!

#1 : Piggy bank

#2 : gift money

#3 : Saving on coupons.

#4 : tip money

#5 : Extra money from working other jobs, selling,etc

I closed my bank account because I have two accounts and I only need one so I kept the one who gives the most interest.

I have 500$ from my old account to put in my challenge money !! I also discover that I got 22$ of interest that I forgot to write it down.

New amount :

1859 + 500$ + 22$ = 2 381$

4000$ - 2381$ = 1619$ to go !!

I came back from work a while ago and so far... Tips are good.

I worked Saturday, Sunday and Monday. In total, I received 64$ in tips. I'll put 34$ into my challenge money.

1825$ + 34$ = 1859$

Here are the pictures of my prom hehe :

My dress:


My bag :


Jewelries :


shoes :


All my stuff :


Group picture:


The boys :


My friend and I :


Should I show myself to you guys ?? Hehe... One day... If I decide it's time to show my face in this dress =P ! By the way, I didn't exercise to make my tummy go away... Because I was too lazy lol.

I went to prom on June 22th and it was a pretty hectic day. I was preparing for 4 hours in appointements of all sort. Yes I wasted a lot of money for prom. I can't turn back to rethink of the way I spend and everything but I had a great time and I looked great. I promise myself to not spend that much anymore. I need to see how much I spend for prom now. I expect it to be a lot @.@...

Anyhow, after prom. My boyfriend came to pick me up and he celebrates my late birthday on JUne 20th with a capuchino cake. After that, we went to the Casino (my first time legally) and we played some games. I didn't feel like playing anything because I know I'm going to lose money. So he played game with me. In the end, we won 15$ and lost 16$. He let me keep the 15$ and at the end of the night, he gave me 200$ for a promise gift from two years ago (long story,I'll tell you guys when I have time later on).

Now I have 215$ to put in my challenge money =D !!

1610 + 215$ = 1825$

I get 30$ a week as an allowance and that money is coming from my tip money so that means 15$ a day of work minimum. So let say I get 25$ that day and the same thing the next day, I have 50$ and I have 20$ more than I need. I'm going to put the 20$ in my challenge money.

It's from my old rule but it works pretty good so I'm keeping it.

#4 : Put the "surplus" of my tip in my challenge money.

Since I have time and my piggy bank is pretty full. I decided to count the money inside earlier than expected. It been almost three months that I put money in it. Here how much I got...

110$!! Yay!

I'm adding in my challenge :

1498 + 110 = 1608$

By the way, I got 2$ i interest in my bank so I'm going to add them up here.

1608 + 2$ = 1610$!

I'm thinking after this week, I'm going to find a CD to put in the money. I hope I can reach 2000$ before that but will see how it goes. Especially my bdai who is approching nearer and I might get present from my boyfriend and my friends. We'll see we'll see...

#1 : My piggy bank can help me in my challenge money =P. At the end of each month, I'm going to take my changes to change into bills and put it in my challenge money. I'm putting all my changes in my piggy for awhile now so it should be pretty full.

#2 : I'm keeping the gift money that will go directly to my challenge.

#3 : Saving on coupons.

I'm going to think carefully for the rest =P. I need do figure out how I can put more money other than my earning per month. So BRB

I decided to make a budget first before deciding how much I put in my challenge money... I don't know how to follow a budget before because I don't have an idea what I spend on but ever since I wrote down my expense, I know what I spend the most money on... It's FOOD! I need to reduce it now or I'll never achieve my goal.

I earned around 658$/month from my part-time job included tax deduction already.

I have to see what necessaries I need to spend for me every month... Well I don't have any necessaries stuff to buy except lotions for my skin, clothes and soon, I have to buy a monthly bus pass (I'm going to college soon!). Man I feel so spoiled. Don't need to pay anything but I'm quite lucky.

I like to have new clothes sometimes and I do have to buy occassional clothes that I can rewear again and again but I don't have that much. I'm thinking of renovating my room to make it look more interesting. Like look more colourful.

My budget:

'Bi-Weekly payment : ~249$ + ~80$ tips = 329$'

Monthly : ~658$

Necessaries :

-Skin care : 50$/month
-Bus pass (transportation)(3 zones) : 70$/month
-Allowance (entertainement, eating out,etc) : 30$/week X 5 = 150$/month
- Mutual fun account (travel) : 50$/month
- Mutual fun account ( house/car) : 50$/month

Total : 370$

*By the way, I could cut back on those by not buying skin lotion that month and by buying a one way bus zone instead(42$). That way, I can save up for something else. They remain necessaries because I spend on those three stuff mostly.

Luxuries :

Gift : 30$/month (for someone bdai)
Clothes : 50$/month

Total : 80$

Unexpected expense : 50$/month

Overall total : 500$
Left over: 158$

Don't worry guys, I'm not going to spend 500$ a month. I never really reach that number except at the month of May where I bought many things for different occasions. The number might not exceed more than 200$ with careful spending. T he rest of the money I will save on each category... I will decide later on because my head is somewhere else right now (study). It sounds realistic to me now and I'm going to try this for a little while after I'm done with exam.


I'm going to put 158$ in my challenge money at the end of each month.

As for the rest of my challenge money rule, I will write about it later. Right now, I don't have any clue how I'm going to put money away.

I'm taking it slow and easy guys =). I'm still a teen and I'm starting to have a social life with my friends and a boyfriend who's trying to spend time with me whoever he and I can.I have many expenses that are not consider useful for you guys ^.^' but I'm getting back to the frugal style soon! Just need to know the new me!

It's been awhile I haven't put any money on my challenge money. I'm being a lazy ass! I spend so much money for graduation clothes and such. My social life is getting better and better and I have so many plans with friends. I kinda lost track of where I'm spending and to make things worst... My birthday is coming soon. In about five days and I'm going to be 18!! So that means, I have to celebrate with friends and my boyfriend at the same time. I was thinking of going to my boyfriend's workplace to celebrate to eat sushi but... It's so expensive!! To feed around 10-15 people will be 200$ and I don't want them or me to spend that much money. I have to think of other alternatives. Any ideas guys?

By the way, I'm coming back for the challenge money now. Sure I'm no big motivator like the others top 20$ challenger but I'm doing it the best I can. =) The months of May and June are going to be quite spendy especially since it's my last year of high school.

I notice one thing in particular, my friends are not the one who make me spend a lot of money. It's me myself and I who spend like water. Whatever I want on that day, I'll buy it and it's so unlike me. Especially food, I spend 10$ on lunch alone @.@ these days. There's also prom that I'm going to spend a whooping 145$ for make-up, pedicure, manicure and facial but I'm going to be under my 500$ budget. I know I could go lower than that amount if I have put more energy into finding cheaper nicer stuff but I was in a hurry to buy it a few weeks ago because of exams and work.

I'm going to think about my new challenge money plan tonight and I'll post it here. =)

P.S : I have a new digital camera now. My dad bought it and I didn't have the chance to try it at the store but it's not bad at all. I don't hate it lol.

My graduation pictures... Ahem, I prefer to remain confidencial :




(Not my boyfriend lol, he's my favourite friend of mine. His mom thinks I look like a girl you see in magazines (Perfect trait, slim, tall,etc) lol... The best compliment someone can say to me!!)


(I'm the one taking my diploma)

My school :




(The place where student can go out and eat !)

P.S : Thanks guys for encouraging me to not to give up for math. I'm trying my best to study and everything... Three more exams to go and tomorrow I don't have any exams! So I can rest a little bit tonight.

I feel like giving up on math... Geometry is not my thing and neither analysing a text into math is my thing... I don't know what to do anymore. I'm losing my frugal ways and my sense. Can't think anymore... Just 1 more and a half week to go. I have three math exams for tomorrow and the next two days of school. I don't remember anything at all.

I called a friend who know how I can get back my math in fall if ever I fail math 536 and also math 526. And I think I'm going to fail French... God I'm such a failure in society... Maybe business is not for me. What else can I do. T.T

God I am getting off track in my spending... I don't feel like writting anymore because of exams and such.

I wrote a few stuff here and there but I'm going to come back strong somewhere next week, I promise I'll do better.