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Stupid credit card

September 27th, 2007 at 06:37 pm

I got 0.24$ interest for what exactly? I paid all my bills on time. I think it's the avance in paiement that I have taken out in my bank account... Arg... I paid 1.50$ fee without knowing and I have to 0.24$ more for another fee. Man, it pisses me off... I learned my lesson! ._."

This month, I have spent around a thousand dollars mostly on things related to clothes,textbook, school bag and supplies. I even ask my brother to buy his stuff on my credit card and repay me back. I have the wanting result of getting more airmiles without digging money in my hole but it's awfully a lot lol... Anyways, I have to be careful next time. I should concentrate on putting my money in my challenge account. I'm planning to save 6000$ for my trip to Spain and Morocco. Hopefully, if I save now, I will get to the amount in no time.

4 Responses to “Stupid credit card”

  1. kilcher Says:

    It doesn't seem like a good idea to charge things for other people just to get "rewards." Be careful.

  2. cammychan Says:

    Credit card companies with their rewards program is only nice if you buy often. Their interest is high and I agree with Kilcher.

    But it always helps if you put a few dollars away every week and it just adds up. There's 52 weeks in a year so it helps. =]

    But yes, we students are poor. Spain and Morocco sounds nice, I'm saving up for Japan.

  3. T_I_N_A20 Says:

    LOL It's the thing that I have to pay for anyways and I know my brother will pay me back, I know where he live and I know where his money is comming from if he doesn't pay me back. That's why I charge his things in my credit card. The reason why I got the interest is because I took an advance cash in my credit card and they charged me 1.50$ + 0.24$. I didn't read it clearly that they charge this amount if I take out a loan and I always pay my bill on time.

  4. reflectionite Says:

    i do that too, pay for things and get the cash afterwards from friends, but you have to make sure you put the money aside and dont spend it on other things otherwise you might have a heap of money you need to pay and none left!

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